Overflow crowd calls on insurance commission to lower rates
MOBILE, Ala. -- An overflow crowd of more than 700 people, mostly angry about how much they pay for property insurance, pressed the Affordable Homeowners Insurance Commission for relief Monday night.
People sat on the carpet of the Arthur R. Outlaw Mobile Convention Center as speakers repeatedly told the panel that they were at the breaking point financially, unable to afford higher premiums.
Darla Hayes of Mobile said she was a single mother, who worked long hours to afford her home. “I sit knowing that I may not be able to sit in that home next year,” Hayes said, her voice cracking.
A.R. Grimes of Theodore said he dropped his wind coverage rather than pay the cost.
“I decided I was not going to pay for my home and then rent from the insurance company,” Grimes said to applause.
The panel, charged by Gov. Robert Bentley with making insurance cheaper and more available, held the first of five public hearings.
Another is scheduled at 6 tonight in Dothan, followed by meetings next month in Tuscaloosa, Decatur and Guntersville. The group is supposed to issue recommendations for Bentley to forward to a special session of the Legislature.
Among the common themes Monday night were retired and working people whose incomes don’t increase at the same rate as premiums. Also repeatedly raised was the specter of having to pay a large deductible after a storm.
Several speakers also said that they felt efforts to tighten building codes should not be the main focus of the commission’s effort.
Baldwin County Probate Judge Tim Russell , who chairs the group, said Monday was valuable because it gave commission members from outside Mobile and Baldwin counties the chance to gauge the depth of coastal residents’ frustration for themselves.
“It’s like seeing out into the future, hearing what you guys are talking about now,” said panel member Liz Huntley of Clanton, referring to fears that insurers could drop coverage and raise rates in the rest of Alabama following the April tornadoes.
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The group is supposed to issue recommendations for Bentley to forward to a special session of the Legislature. Among the common themes Monday night were retired and working people whose incomes don't increase at the same rate as premiums.
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